IFSC Code Lookup — Find any Indian Bank Branch
Paste any 11-character IFSC to fetch bank, branch, address, MICR, contact, and NEFT/RTGS/IMPS/UPI capability. Live data, no signup, no rate limit.
Lookup data sourced from the public Razorpay IFSC dataset. Branch addresses can change — always confirm with your bank for high-value transfers.
About this tool
The Indian Financial System Code (IFSC) is an 11-character alphanumeric code assigned by the Reserve Bank of India to every bank branch. You need a recipient's IFSC to send money via NEFT, RTGS, or IMPS. It is printed at the top of every cheque, available inside every bank's mobile app, and listed on most bank statements. Without the right IFSC, an electronic transfer will either bounce back or land in the wrong branch.
This lookup queries the public Razorpay IFSC dataset, which mirrors the official RBI list. The result is the bank name, branch name, full address, city, district, state, MICR (the 9-digit cheque-clearing code), contact number, and a SWIFT code if the branch handles international remittances. We also show capability badges for NEFT, RTGS, IMPS, and UPI so you know which rails the branch supports before initiating a transfer.
Mergers in the Indian banking sector — SBI absorbing its associate banks, PNB absorbing OBC and United Bank, the Bank of Baroda + Vijaya + Dena merger — have invalidated thousands of legacy IFSCs. If a lookup returns "invalid or unknown," check the bank's current website for the new IFSC of that branch. For high-value transfers always verify against a recent cheque.
How to look up an IFSC (5 steps)
- Find the IFSC. Pick it from the top of a cheque, the bank's mobile app, an account statement, or your bank's online portal. It is 11 characters, e.g. SBIN0000300.
- Paste it in. Type or paste the IFSC. The input auto-uppercases and limits to 11 characters.
- Click Lookup. We hit the public Razorpay IFSC dataset (mirrors RBI). Results return in under a second on most networks.
- Read the branch card. Bank name, branch name, full address, city, state, MICR, contact number, and a SWIFT code (for international branches).
- Check the capability badges. NEFT / RTGS / IMPS / UPI badges show which payment rails the branch supports — useful before initiating a high-value transfer.
Common bank prefixes
| Prefix | Bank |
|---|---|
| SBIN | State Bank of India |
| HDFC | HDFC Bank |
| ICIC | ICICI Bank |
| AXIS | Axis Bank |
| PUNB | Punjab National Bank |
| KKBK | Kotak Mahindra Bank |
| UTIB | Axis Bank (legacy code) |
Use cases
- Adding a new payee in NEFT / RTGS / IMPS netbanking
- Validating an IFSC printed on a vendor's invoice or letterhead
- Looking up the MICR code for cheque book ordering
- Finding the branch address before sending a physical document
- Confirming UPI capability for instant business payouts
- Cleaning a payroll or vendor master file before bulk transfer
- Spotting wrong/old IFSCs after PSU bank mergers
Frequently asked questions
+−What is an IFSC code?
IFSC (Indian Financial System Code) is an 11-character alphanumeric code assigned by the Reserve Bank of India to every bank branch. It uniquely identifies the bank and branch and is required for NEFT, RTGS, and IMPS electronic fund transfers.
+−What does each part of an IFSC code mean?
The first 4 characters are the bank code (e.g. SBIN for State Bank of India, HDFC for HDFC Bank). The 5th character is always 0 (reserved). The last 6 characters identify the specific branch.
+−Where can I find my IFSC code?
Look on your cheque leaf (printed at the top, near the branch address), in your bank's mobile app under account details, on the bank's online passbook, or on a recent bank statement. You can also search by bank name and branch on the bank's official website.
+−What's the difference between IFSC and MICR?
IFSC is used for online transfers (NEFT, RTGS, IMPS). MICR (Magnetic Ink Character Recognition) is the 9-digit number printed at the bottom of cheques and is used to clear physical cheques. Both identify the branch but are used in different systems.
+−Where does the data come from?
The lookup queries Razorpay's public IFSC dataset, which mirrors the RBI's official IFSC list. Data is refreshed regularly. For high-value or critical transfers, always cross-check the IFSC on a recent cheque or with the bank directly.
+−Why is the lookup returning 'Invalid or unknown IFSC'?
The IFSC may be mistyped (most common cause), or the branch may have been merged/closed (especially after PSU bank mergers like SBI absorbing associate banks, or PNB absorbing OBC and United Bank). Try the bank's current IFSC on its website.
+−Is my search logged?
The IFSC you query is sent to a serverless proxy that fetches from Razorpay; it is not logged or stored on our side. The proxy exists only to keep the request CSP-compliant — no data persists beyond the response.